Bank of Ireland goes live with Apple Pay

Bank of Ireland launches a new secure way to pay using your favourite Apple devices.

Bank of Ireland has launched Apple Pay, enabling users to pay for goods and services using their iPhone or Apple Watch as well as their Mac or iPad.

Customers simply hold their iPhone or Apple Watch near a payment terminal to make a contactless payment.

“The financial wellbeing of our customers is a top priority for us and this new capability helps our customers manage their day to day finances in a safer, more secure way”

Every Apple Pay purchase is secure because it is authenticated with Face ID, Touch ID, or device passcode, as well as a one-time unique dynamic security code. Apple Pay is accepted in supermarkets, grocery stores, pharmacies, taxis, restaurants, coffee shops, retail outlets, and many more places. 

The bank has also recently launched Google Pay on Android smartphone devices.

Mobile app

The Apple Pay launch follows the October roll-out of the new Bank of Ireland mobile app for Apple customers, featuring a fresh new look and increased ease of navigation. 

The new iOS mobile app contains a range of new features including the ability to view and download statements; set up, view and manage Standing Orders, and add an account online. 

Customers can also use Apple Pay on iPhone, iPad, and Mac to make faster and more convenient purchases in apps or on the web in Safari without having to create accounts or repeatedly type in shipping and billing information. Apple Pay makes it easier to pay for food and grocery deliveries, online shopping, transportation, and parking, among other things. Apple Pay can also be used to make payments in apps on Apple Watch. 

“Apple Pay is now available for Bank of Ireland customers, making it even easier for those who prefer the convenience of paying in-store with their iPhone,” said Christine Hamill, director of Business Transformation at Bank of Ireland.

“The financial wellbeing of our customers is a top priority for us and this new capability helps our customers manage their day to day finances in a safer, more secure way. From today customers can add their personal and business debit cards and personal credit cards to Apple Pay and start using the service to enhance their payment options. This is another important addition to our digital payment offering, following on swiftly from the rollout of the new mobile app, and we look forward to bringing more new features to customers over the coming months.”

How to set up Apple Pay on your devices

Apple Pay is easy to set up. On iPhone, simply open the Wallet app, tap +, and follow the steps to add Bank of Ireland credit or debit cards. Once a customer adds a card to iPhone, Apple Watch, iPad, and Mac, they can start using Apple Pay on that device right away.

Security and privacy are at the core of Apple Pay. When customers use a credit or debit card with Apple Pay, the actual card numbers are not stored on the device, nor on Apple servers. Instead, a unique Device Account Number is assigned, encrypted, and securely stored in the Secure Element, an industry-standard, certified chip designed to store the payment information safely on the device.

Bank of Ireland said customers will continue to receive all of the rewards and benefits offered by Bank of Ireland’s  cards.

By John Kennedy (john.kennedy3@boi.com)

Published: 4 November, 2020

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